April 24th, 2014
Checking

Free

Free Checking Account

With United Security Bank's Free Checking account you will receive more for less! Enjoy benefits including no monthly service charge, unlimited check writing privileges, ATM accessibility and online banking. This account produces online statements only. You have the ability to retrieve 18 months of statements allowing you to view and print monthly activity including images of checks and deposits.

Features & Requirements
  • $100.00 Minimum Opening Balance.
  • Overdraft privilege up to $400.1
Service Fees
  • No Monthly Service Fee.

  1. Disclaimer

Personal

Personal Checking Accounts

A traditional checking account with unlimited check writing availability.

Features & Requirements
  • $100.00 Minimum Opening Balance.
  • Images returned with your statement.
  • ATM accessibility with ATM/VISA check card.
  • Overdraft privilege up to $700.00.1
  • On-line banking available.
Monthly Service Fee
NO MONTHLY SERVICE FEE with $500 minimum or $1,000 average balance.
$8.00 if below minimum or average balance.
  1. Disclaimer

Basic

Basic Banking

Checking account for customers with minimal monthly checking needs.

Features & Requirements
  • Minimum Opening Balance $100.00.
  • ATM/Visa Check Card.
  • Overdraft Privilege up to $700.00.1
  • Limited to 6 checks per statement cycle.
  • Images of checks mailed with monthly statement.
  • On-line banking available.
Monthly Service Fee
$3.00.
$1.00 each charge per check in excess of 6 per month. 

 

  1. Disclaimer

 

Classic

Classic Checking Account

If you have reached your 62nd birthday, you are eligible to enjoy unlimited check writing privileges, no monthly service charge, personalized Classic checks provided free of charge, and interest compounded daily on all balances. A monthly statement is issued and mailed to you with images of your checks enclosed. Free Cashiers Checks, Money Orders, American Express Travelers Cheques; Free small safe deposit box with total balances over $10,000.

We encourage you to use our Automatic Direct Deposit for government checks.

Features & Requirements
  • Age requirement of 62 years of age and older.
  • $100.00 minimum opening balance.
  • Unlimited check writing privileges.
  • Free personalized "classic checks" provided.1
  • ATM accessibility with ATM/VISA check card.
  • Overdraft privilege up to $700.00.2
  • Earns market rate of interest on all collected balances.
  • Free cashier's checks, money orders and American Express Traveler's checks and small safe deposit box with total balances over $10,000.00.
  • On-line banking available.
 Monthly Service Fee
 NO MONTHLY SERVICE FEE
  1. Free checks provided are limited to the "Classic Style" checks only.
  2. Disclaimer

 

 

NOW

NOW Checking Account

Interest earning checking account with unlimited check writing privileges. 

Features & Requirements
  • $200.00 minimum opening balance.
  • Earns market rate of interest on collected balances.
  • Images of checks included in monthly statements.
  • Unlimited check writing.
  • Overdraft privilege up to $700.00.1
  • On-line banking available.
Monthly Service Fee
NO MONTHLY SERVICE FEE with $1,000 minimum or $2,500 average available balance.
$10.00 if below minimum or average balance

 

  1. Disclaimer

 

Money Market

Money Market Account

The more you save, the more you'll earn with our tiered rate money market account. Take advantage of higher rates while still having access to your money any time you need it. 

Features & Requirements
  • $2500.00 minimum opening balance.
  • Tiered interest rate.1
  • Unlimited number of withdrawals in person, by messenger or by mail.
  • Limited check writing.2
  • Check images included with monthly statement.
  • Online access to statements and check images.
  • FDIC insured.
  • On-line banking available.
Monthly Service Fee
  • No monthly service fee with $2500 average balance.
  • $10.00 if below $2500 average balance.
  1. Tiered Interest Rate. Rate may change after account is opened. Tiers range from $49,999.99; $50,000.00-$149,999.99; $150,000.00-$449,999.99; $450,000.00-$749,999.99; $750,000.00 and above. Interest compounds daily on a 365 daily basis (366 in leap year), paid monthly on the day your statement is prepared; no interest paid on the account if closed before the statement date. Withdrawals over the permitted number may be returned.  The fee for each excessive withdrawal will be $10.00. Fees could reduce the earnings on the account.  The Bank reserves the right to close Money Market Accounts with excessive withdrawals. Bank reserves the right to require depositor to give notice in writing of an intended withdrawal all or any part of the account seven (7) days before such withdrawal is made.
  2. Limited to a combined total of six (6) pre-authorized transfers and checks to third parties per statement cycle. Fees may apply if these limits are exceeded.