Financial Services

  • Wealth Management*

     We assist our clients by developing a plan that meets their financial needs.

    Our Raymond James Financial Advisors have the experience and resources to help provide financial guidance to individuals, families, corporations, foundations and nonprofit organizations. We strive to meet our clients’ individual investment needs by providing high level financial advice and the following services:

    Services:

    • Stocks
    • Bonds (Municipal, Corporate, Government)
    • Annuities (Fixed, Variable, Equity Indexed)
    • Mutual Funds
    • Manages Asset Accounts
    • Indexing and Hedging Strategies
    • Brokered CD's

    The Advantage – working with us provides you: The Advantage – working with us provides you:

    • A team of dedicated, client-focused staff that does not stop working for you
    • Tailored investment options designed to meet your financial objectives
    • A service team that monitors your account on a continuous basis
    • The knowledge that we are relationship focused, consulting based and results oriented
    • Personalized service not based on the size of investments

     

    *Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC an independent broker/dealer, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risk including the possible loss of principal. United Security Bank & United Security Bank Financial Services are independent of Raymond James Financial Services.

    Raymond James Corporate Privacy

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  • Personal Insurance

    We create a comprehensive strategy to ensure that your personal assets are protected.

    Protecting your personal assets is an important step for preserving your financial wealth. United Security Bank Financial Services offers our clients insurance services designed to meet their personal coverage requirements. Our team delivers the most suitable insurance policies for your lifetime needs.

    Allow us to help you when your coverage needs include any of the following:

     

    Services:

    • Term Life Insurance
    • Universal Life Insurance
    • Whole Life Insurance
    • Health Insurance
    • Life Settlement
    • Life Insurance Premium Financing
    • Long Term Care Insurance
    • Disability Insurance
    • Medicare Supplement
    • Medicare Advantage Plans
    • Medicare Part D Plans

     

    The Advantage – working with us provides you:

    • Competitive insurance premiums
    • Access to numerous insurance carriers
    • Advice on suitability of insurance coverage
    • Side by side comparison of coverage options
    • Integration with your overall financial objectives

     

     

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  • Retirement Services *

    In a competitive business environment, employee benefits are an integral component of attracting and retaining valuable employees.

    Our Raymond James Financial Advisors can assist you in the creation and management of an employer-sponsored retirement plan. Retirement plans create goodwill from your employees and may provide you with valuable tax advantage benefits. We can create a retirement plan that fits the needs of your company and your employees. We will determine your needs, recommend a suitable retirement plan choice for your business and provide ongoing service to help make it successful.


    Services:

    • 401(k)
    • 403(b)
    • Simple IRA
    • SEP IRA
    • Profit Sharing


    The Advantage – working with us provides you:

    • Identification and independent evaluation of plan providers.
    • Partners to help build and implement your plan.
    • Employee education to increase plan enrollment.
    • Plan support for ongoing enrollment and investment performance reviews with your employees.

    *Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC an independent broker/dealer, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risk including the possible loss of principal. United Security Bank & United Security Bank Financial Services are independent of Raymond James Financial Services.

     Raymond James Corporate Privacy

     

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  • Legacy and Estate Planning*

    We coach our clients through a process of discovery to clarify and achieve their highest aspirations. Legacy Planning is the process of keeping your family and your assets together – generation after generation – in a loving and fulfilling way.

    At United Security Bank Financial Services, a department of United Security Bank, our definition of “assets” goes beyond the traditional definition of financial resources to include the wealth of your intellect, life experiences and your deeply held values. The assets that define who you are must be considered when developing your plan for preserving the more tangible assets that are accumulated and built throughout your life. The combination of your intangible and tangible assets is your true legacy.

    Our clients usually find themselves at one of the following stages in Legacy and Estate Planning:


    Accumulating:

    Developing a life plan for the accumulation of capital.

    Building:
    Managing money, real estate and other investments wisely. 

    Conserving:
    Preserving assets, generating income and minimizing taxes. 

    Distributing:

    Planning for the next generation. 

    Our team delivers the services most suited to address the needs of your current legacy planning stage.

    Services:

    • Estate Planning
    • Life Settlements
    • Financial Planning*
    • Wealth Management*
    • Living or Family Trust Creation

     

    The Advantage – working with us provides you:

    • A high level of client service and attention
    • Customized solutions based on unbiased objective advice
    • A team with profound dedication to our client’s well-being and their long-term goals
    • Non-proprietary investments and open architecture with “best in class” investment options
    • Objectivity, judgment, instincts and compassion to see our clients through life’s personal and financial struggles

    *Securities offered through Raymond James Financial services, Inc. Member FINRA/SIPC, an independent broker/dealer, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risk, including the possible loss of principal. United Security Bank & United Security Bank Financial Services are independent of Raymond James Financial Services.

    Raymond James Corporate Privacy
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  • Employee Benefits

    Reward your employees with a well-designed Employee Benefits Program.

    Your company’s success hinges on attracting and retaining great employees. Providing a comprehensive suite of employee and executive benefits gives you a competitive edge to secure and retain top talent. An effective benefits strategy must complement your business plan, long-term goals and objectives. One size does not fit all. Your employee and executive benefits programs are as unique and individual as your organization. Our team approach to designing, funding, implementing and servicing your program means we are there from start to finish.

    Services (Individual and Group):

    • Medical Insurance
    • Dental Insurance
    • Vision Insurance
    • Disability Insurance
    • Life Insurance
    • Section 125 Plans
    • Self-Funded Products
    • Complete Online HR and Benefits Portal
    • Health Savings Accounts
    • Travel Protection

    The Advantage – working with us provides you:

    • Reviewed claims.
    • Annual benefit reviews.
    • Access to a network of experts.
    • Open enrollment sessions with your employees.
    • A liaison between you and your insurance carriers.
    • Information on compliance regulations and legislative matters.
    • Assurances that your policy will be reviewed every year to ensure you are getting the best rates and products available.
    • Plan support including problem resolution on claim issues, administrative services, and web-based HR tools.

     

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