April 24th, 2014
On-Line Banking Security

Now you can do your banking anytime, anywhere using your personal computer. Now you can bank 24 hours a day, seven days a week. Whatever time is convenient for you.

Feature Details

Feature Details

Online banking can be used to access new or existing USB accounts. You'll be able to...

  • Obtain account balances on checking and savings accounts
  • Check the amount of your last deposit
  • Find out what checks and withdrawals have cleared
  • Pay bills electronically and forget the stamps forever!
  • Transfer funds between USB accounts
  • Verify the amount of a direct deposit on its scheduled due date
  • Obtain your monthly statement on-line
  • Generate reports on your account activity
  • Export your transactions to popular financial software packages

To speak to a personal banker and learn more about USB online banking, please contact your branch. 

On-Line Banking Agreement

First time users, click here to be taken to our On-Line Banking Agreement.

General Instructions

General Instructions

  • In the Tools / Internet Options / Content / AutoComplete... / User names and passwords on forms is inactive. Otherwise, Internet Explorer 5.0 or above registers automatically the passwords you entered. As a result, non authorized users may have access to the system.
  • In the Tools / Internet Options / Security in the Internet category the Security Level for this zone must be Medium.
  • In the Tools / Internet Options / Advanced
    • under Security the SSL 3.0 and 2.0 must be activated.
    • Javascript must be activated. (default option)
  • In the Tools / Internet Options / General click on Accessibility and be sure that all of the  checkboxes in the Formatting category are disabled. (default option)
  • In the Tools (Gear Icon) / Internet Options / Content / click the Settings button in the Auto Complete category and uncheck "User names and passwords on forms". Otherwise, Internet Explorer 5.0 or above registers automatically the passwords you entered. As a result, non authorized users may have access to the system.
  • In the Tools / Internet Options / Security in the Internet category the Security Level for this zone must be Medium.
  • In the Tools / Internet Options / Advanced
    • under Security the SSL 3.0 and 2.0 must be activated.
    • Javascript must be activated. (default option)
  • In the Tools / Internet Options / General click on Accessibility and be sure that all of the  checkboxes in the Formatting category are disabled. (default option)
  • In the Edit / Preferences... / Advanced menu, under Advanced select Accept all cookies. If you have selected Warn me before accepting a cookie, when requested to accept a cookie, you must do so.
  • In the Edit / Preferences... / Appearance menu, under Fonts, select Use document-specified fonts, including Dynamic Fonts.
  • In the Edit / Preferences... / Advanced menu, under Advanced select Enable Javascript.
  • In the Edit / Preferences... / Advanced menu, under Advanced select Enable style sheets.
  • In the Tools / Options / Privacy tab, in the Cookies section select Accept cookies from sites. In the Keep until drop down, choose they expire.
  • In the Tools / Options / Content tab,
    • Check the Enable JavaScript checkbox
    • in the Fonts & Colors section, click the Advanced button and check the Allow pages to choose their own fonts, insead of my selections above checkbox.

The following conditions must be fulfilled for the system to function properly and effectively:

  • The browser must preferably be Microsoft Internet Explorer 6 or higher, or Mozilla Firefox (any versiion).
  • Use of 800x600 monitor with 16-bit colour is recommended.
  • After logging-in the online banking system it is advisable not to use the REFRESH (RELOAD) and STOP browser buttons, and not to use the BACK button to move to pages other than those used by the system (secure environment - https).
  • For reasons of security and in order to provide better service to our clients, there is a 15-minute limit to complete transactions ("Process Timeout"). After the expiration of the 15 minutes the client is automatically disconnected from the system. In addition, if after logging-in to the system the client does not perform any transaction within 3 minutes, he is again automatically disconnected ("Idle Timeout").

Security

Security

United Security Bank has obtained the maximum possible security currently available on the Internet (128bit encryption). Thus, in every transaction performed, the messages exchanged between the client and the Bank's Web Server are encrypted.

Currently, such encryption is available internationally in two levels :

  • 40-bit encryption
  • and
  • 128-bit encryption.

The difference between them is considerable.

  • 40-bit encryption
    means that there are 240 potential keys that may be used to encrypt messages, though only one functions on each on-line session.
  • 128-bit encryption
    means that there are 2128 potential keys that may be used to encrypt messages, though only one functions on each on-line session. Therefore there are 288 times more key combinations than in 40-bit encryption.

USB provides the 128-bit encryption security level.

In the table below, you can see how each browser activates.

The icons below appear at the bottom of each browser.

Browser Secure Connection Insecure Connection
Netscape netscape4.0_lock.gif netscape4.0_unlock.gif
Mozilla Firefox
lock-FF.gif no icon
Microsoft Internet Explorer (any version) security-mslock.gif no icon

Beyond encryption, subscribers use personal ID numbers (User ID, Secret Passwords) to log-in, while the Bank also uses additional security systems (Firewall) which control and record each user's access to its systems.

Subscribers are responsible for safeguarding their personal security codes. In the event of disclosure to third parties, they must notify the Bank immediately.