Business Loans

United Security Bank business loan services are characterized by highly competitive interest rates, creative and innovative solutions to your loan needs, experienced loan officers, and direct access to the decision makers you need.

Your loans are processed in a timely manner because all decisions are made in Fresno. Compare our response time to others!

Our goal is to provide personalized and professional handling of your loan needs in a comfortable and relaxing atmosphere.

  • Commercial & Industrial Loans*

    Commercial/Industrial Loans Working Capital Business Expansion Accounts Receivable Professional Loans Small Business Administration Revolving Lines of Credit Seasonal Working Capital Accounts Receivable / Inventory Non-Revolving Loans Property Improvements, Special Projects Term Loans Equipment Financing (New and Used) Permanent Working Capital Real Estate Mini-perm Financing Bridge Financing *Subject to Credit Approvalitem->getUrl() ?>
  • Real Estate Loans*

    USB provides a full set of real estate services directed to the developer of single family and multi-family residences, as well as taking pride in our long history of successful relationships with developers of retail and commercial properties. With a focus on construction financing, the long-standing reputation enjoyed by USB as professional and efficient real estate lenders highlights our knowledge of the California markets and our ability to quickly respond to client and prospect's inquiries, addressing the loan requests with a broad range of real estate-related products. Commercial Real Estate Land and Land DevelopmentEntitled land scheduled for future development, and property that requires site development. Single Family Subdivision ConstructionVertical construction (with an emphasis on pre-sold units), models and lines tailored to your needs. Multifamily ConstructionAll aspects of apartment and not-for sale, income producing residential properties. Retail and Commercial ConstructionOffice, Retail, Industrial and other income producing properties. We offer construction facilities, along with CRE Mini-perm loans. UNITED SECURITY BANK understands Real Estate Developers and their challenges. Our knowledge of the needs of the Real Estate development community includes deposit and monitoring products that are appropriate to meet the client's goals in reflecting the pressures of the current market, while at the same time, maintaining a vision toward the future.*Subject to Credit Approvalitem->getUrl() ?>
  • Agricultural Loans*

    Crop Production Loans / Lines Finance annual crop expenses for permanent, row, or field crops Development Loans Finance costs to develop permanent crops Term Loans Equipment Financing (New and Used) Real Estate Mini-perm Financing*Subject to Credit Approvalitem->getUrl() ?>