Rate Increase CD


Looking for a way to generate more income from your CD? United Security Bank has just the product for you! Our new Rate Increase CD allows you to take control of your finances. With our new Rate Increase CD, you have the ability to request a one-time rate increase during the 2 year term of this CD.


  • $1,000.00/$100,000.00 Minimum opening balance1
  • 2-year term
  • Automatic renewal
  • Interest compounded daily, paid monthly, quarterly, semi-annually, annually at maturity

FDIC Insured

Service Fees

  • No service fees
  • Restrictions: Penalty for Early Withdrawal2


1. $1000 for CD's under $100,000, $100,000 for CD's $100,000 and over.

2. Withdrawal of funds from a time deposit prior to maturity are subject to penalties; Seven (7) days interest on the amount withdrawn if the withdrawal is made within the first six (6) days after the deposit. Time Deposits with an original maturity of one year or less are subject to one month's interest penalty; Time Deposits with an original maturity of more than one year are subject to three months interest penalty. Upon death or "judicially declared incompetent" of any owner of a time certificate of deposit, whether or not named on the deposit instrument, withdrawals can be made before maturity without forfeiture of interest.

Every depositor is insured by the FDIC up to $250,000.