Founded in 1987, United Security Bank is a state-chartered independent community bank headquartered in Fresno, California, and is the wholly-owned subsidiary of United Security Bancshares (NASDAQ; UBFO). The Bank operates eleven branches, four loan centers, and one financial services office in Fresno, Madera, Kern, and Santa Clara Counties, and employs more than 140 people.
United Security Bank was established by local business people to provide competitively priced banking services to businesses, professionals and individuals within the Central San Joaquin Valley.
The Bank offers an array of loan and deposit products designed for individuals and small to medium sized businesses. In addition to commercial, real estate, and consumer loans tailored to fit the needs of borrowers, and checking, savings, and time deposit accounts for individuals and businesses, the Bank offers a wide assortment of complementary services for its customers. These services include online banking, online bill payment, 24-hr full service ATM’s, wire transfer services, safe deposit boxes, merchant card services, money orders and cashiers checks, wealth management services, courier services, remote capture, and cash management, to name a few.
As a local independent bank, United Security believes strongly in the principles of community banking - prompt response and superior customer service. Our staff is comprised of talented professional bankers who understand and appreciate the challenges facing businesses in the local community. Expertise in commercial real estate and construction lending, as well as small business financing, enables United Security Bank to provide quality service not commonly available. Our independent community bank structure allows us to respond quickly and provide consistent quality service to our customers.