Variable Rate CD

This 2 year certificate allows the interest rate to change with the Wall Street Journal Prime Rate (WSJP), but will never drop below the established floor rate of .25% during its 2 year term.


  • $10,000.00 Minimum Opening Balance
  • 2-year term
  • Automatic renewal
  • Interest compounded daily and paid monthly, quarterly, semi-annually, annually, or at maturity
  • Transfer of interest or automatic reinvestment

Product Features

  • No service fees
  • Interest Rate and Annual Percentage Yield may change weekly
  • Restrictions: Penalties for early withdrawal
  • Balance may not fall below $10,000 during 2 year term

FDIC Insured

Disclosure Information

Variable Rate CDs require a minimum of $10,000.00 to open and to earn the disclosed Annual Percentage Yield (APY). Fees may reduce the earnings of the account. A penalty may be imposed for early withdrawal.

Every depositor is insured by the FDIC up to $250,000.