With CDARS, you can enjoy full FDIC coverage, say "goodbye" to running around town to multiple banks. No more opening up multiple title accounts in different rights and capacities of family members to maximize FDIC insurance at one bank. One statement to consolidate accounts. Invest up to 50 million, with full FDIC coverage.

Requirements & Features

  • $10,000.00 Minimum opening balance
  • Various terms offered - 4 weeks to 52 weeks, longer term maturities include 2 year, 3 year, and 5 year terms
  • Automatic renewal option available
  • Interest compounded daily and paid monthly, quarterly, semi-annually, annually or at maturity

FDIC Insured

Service Fee

  • No service fees
  • Restrictions: Penalty for early withdrawal1

1. If a CD is withdrawn before the maturity date, a penalty as shown below will be imposed by United Security Bank and will be charged to the account. An early withdrawal may invade principal. No penalty will be charged for early withdrawal of a CD product upon the death of an individual who is the sole account holder of CD. This penalty waiver applies to an individual who is named account holder, as well as an individual who is the sole current mandatory or discretionary beneficiary of a trust, including the sole current beneficiary of an unitrust. Early withdrawal of a CD may be made only in whole, not in part.