Certificate of Deposit Registry Service

With CDARS, you can enjoy full FDIC coverage, say "goodbye" to running around town to multiple banks. No more opening up multiple title accounts in different rights and capacities of family members to maximize FDIC insurance at one bank. One statement to consolidate accounts. Invest up to 50 million, with full FDIC coverage.

Product Features & Requirements

  • $10,000.00 minimum opening balance
  • Various terms offered - 4 weeks to 52 weeks, 2 years or 3 years
  • Automatic renewal
  • Transfer of interest or automatic reinvestment option
  • Interest compounded daily and paid monthly, quarterly, semi-annually, annually or at maturity

Service Fees & Restrictions

  • No service fee
  • Penalty for early withdrawal