Financial Services

  • Wealth Management*

    We assist our clients by developing a plan that is designed to meets their financial needs.Our Raymond James Financial Advisors have the experience and resources to help provide financial guidance to individuals, families, corporations, foundations and nonprofit organizations. We strive to meet our clients’ individual investment needs by providing high level financial advice and the following services:Services:StocksBonds (Municipal, Corporate, Government)Annuities (Fixed, Variable, Equity Indexed)Mutual FundsManages Asset AccountsIndexing and Hedging StrategiesBrokered CD'sThe Advantage – working with us provides you: The Advantage – working with us provides you:A team of dedicated, client-focused staff that does not stop working for youTailored investment options designed to meet your financial objectivesA service team that monitors your account on a continuous basisThe knowledge that we are relationship focused, consulting based and results orientedPersonalized service not based on the size of investments*Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC an independent broker/dealer, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risk including the possible loss of principal. United Security Bank & United Security Bank Financial Services are independent of Raymond James Financial Services.Raymond James Financial Advisors may only transact business in states where they are registered. Follow-up and individual response involving either the effecting of or attempting to effect transaction in securities, or the rendering of personalized investment advice for compensation will not be made to persons in states where ... Read More
  • Personal Insurance

    We create a comprehensive strategy to ensure that your personal assets are protected.Protecting your personal assets is an important step for preserving your financial wealth. United Security Bank Financial Services offers our clients insurance services designed to meet their personal coverage requirements. Our team delivers the most suitable insurance policies for your lifetime needs.Allow us to help you when your coverage needs include any of the following:Services:Term Life InsuranceUniversal Life InsuranceWhole Life InsuranceHealth InsuranceLife SettlementLife Insurance Premium FinancingLong Term Care InsuranceDisability InsuranceMedicare SupplementMedicare Advantage PlansMedicare Part D PlansThe Advantage – working with us provides you:Competitive insurance premiumsAccess to numerous insurance carriersAdvice on suitability of insurance coverageSide by side comparison of coverage optionsIntegration with your overall financial objectives Read More
  • Retirement Services *

    In a competitive business environment, employee benefits are an integral component of attracting and retaining valuable employees.Our Raymond James Financial Advisors can assist you in the creation and management of an employer-sponsored retirement plan. Retirement plans create goodwill from your employees and may provide you with valuable tax advantage benefits. We can create a retirement plan that fits the needs of your company and your employees. We will determine your needs, recommend a suitable retirement plan choice for your business and provide ongoing service to help make it successful.Services:401(k)403(b)Simple IRASEP IRAProfit SharingThe Advantage – working with us provides you:Identification and independent evaluation of plan providers.Partners to help build and implement your plan.Employee education to increase plan enrollment.Plan support for ongoing enrollment and investment performance reviews with your employees.*Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC an independent broker/dealer, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risk including the possible loss of principal. United Security Bank & United Security Bank Financial Services are independent of Raymond James Financial Services.Raymond James Financial Advisors may only transact business in states where they are registered. Follow-up and individual response involving either the effecting of or attempting to effect transaction in securities, or the rendering of personalized investment advice for compensation will not be made to persons in states where the financial advisor is not registered. Raymond ... Read More
  • Legacy and Estate Planning*

    We coach our clients through a process of discovery to clarify and help them achieve their highest aspirations. Legacy Planning is the process of keeping your family and your assets together – generation after generation – in a loving and fulfilling way.At United Security Bank Financial Services, a department of United Security Bank, our definition of “assets” goes beyond the traditional definition of financial resources to include the wealth of your intellect, life experiences and your deeply held values. The assets that define who you are must be considered when developing your plan for preserving the more tangible assets that are accumulated and built throughout your life. The combination of your intangible and tangible assets is your true legacy.Our clients usually find themselves at one of the following stages in Legacy and Estate Planning:Accumulating: Developing a life plan for the accumulation of capital.Building: Managing money, real estate and other investments wisely. Conserving: Preserving assets, generating income and minimizing taxes. Distributing: Planning for the next generation. Our team delivers the services most suited to address the needs of your current legacy planning stage.Services:Estate PlanningLife SettlementsFinancial Planning*Wealth Management*Living or Family Trust CreationThe Advantage – working with us provides you:A high level of client service and attentionCustomized solutions based on unbiased objective adviceA team with profound dedication to our client’s well-being and their long-term goalsNon-proprietary investments and open architecture with “best in class” investment optionsObjectivity, judgment, instincts and compassion to see our clients through life’s personal and financial struggles*Securities offered through Raymond James ... Read More
  • Employee Benefits

    Reward your employees with a well-designed Employee Benefits Program.Your company’s success hinges on attracting and retaining great employees. Providing a comprehensive suite of employee and executive benefits gives you a competitive edge to secure and retain top talent. An effective benefits strategy must complement your business plan, long-term goals and objectives. One size does not fit all. Your employee and executive benefits programs are as unique and individual as your organization. Our team approach to designing, funding, implementing and servicing your program means we are there from start to finish.Services (Individual and Group):Medical InsuranceDental InsuranceVision InsuranceDisability InsuranceLife InsuranceSection 125 PlansSelf-Funded ProductsComplete Online HR and Benefits PortalHealth Savings AccountsTravel ProtectionThe Advantage – working with us provides you:Reviewed claims.Annual benefit reviews.Access to a network of experts.Open enrollment sessions with your employees.A liaison between you and your insurance carriers.Information on compliance regulations and legislative matters.Assurances that your policy will be reviewed every year to ensure you are getting the best rates and products available.Plan support including problem resolution on claim issues, administrative services, and web-based HR tools. Read More